About Perpay
Perpay is an e-commerce shopping marketplace that allows consumers to purchase brand-name products across electronics, appliances, furniture, and apparel using flexible pay-over-time plans. Rather than relying on traditional credit checks, Perpay enables eligible shoppers to make interest-free installment payments deducted automatically from their paychecks through payroll direct deposits. The platform also provides credit-building capabilities through programs that report positive payment activity to major credit bureaus as users complete their scheduled installments. Orders are typically processed for fulfillment following the receipt of an initial direct deposit payment, making it an accessible option for shoppers looking to budget major purchases. Customers can manage their account online, browse top-tier product brands, and rebuild or establish their credit profile over time.
Frequently Asked Questions
Are there Perpay promo codes or discount codes available?
Perpay rarely issues standard public promo codes or sitewide discount codes. Price.com does not currently list active coupon codes or offers for Perpay. Shoppers often utilize Perpay's native referral credit program or cardholder rewards to earn account credits toward marketplace purchases.
How does shipping work for Perpay orders?
Standard orders are usually processed for shipment within approximately one week after Perpay receives your first qualifying direct deposit payment. Certain eligible accounts may also have access to instant shipping options.
What is the return policy for purchases made on Perpay?
Eligible non-defective items may be returned within 30 days of delivery provided they are unused and in original packaging, with categories such as electronics remaining factory-sealed. Non-defective returns incur a $10 return shipping fee and a 5% restocking fee, and original shipping costs are non-refundable. Defective or damaged items must be reported within 48 hours of delivery.
How does Perpay credit building work?
Perpay offers features like Perpay+ that allow qualifying users to build credit over time. As you make automatic pay-over-time installment payments through your payroll direct deposit, your payment history can be reported to major credit bureaus to help demonstrate consistent payment behavior.